A+ Federal Credit Union

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In order to get started, select an account that works for you.

Cash-Back Checking
This free checking account is our most popular! Earn unlimited cash back on all your A+ debit card purchases.*
  • No monthly fee and $1 to open
  • Earn 10¢ for signature and 5¢ for PIN-based A+ debit card purchases
  • Cash back deposited monthly to your A+ savings account
  • #1 rated mobile app for banking on the go
  • Tap-to-pay debit card with EMV chip for enhanced security
Value Checking
Basic free checking account designed for first-time banking members.
  • No minimum balance and $1 to open
  • No monthly fees
  • #1 rated mobile app for banking on the go
  • Tap-to-pay debit card with EMV chip for enhanced security
A+ Checking
Our checking account that pays you dividends, just keep a minimum balance in your account.
  • $500 minimum balance to earn dividends, currently offering 0.05% APY*†
  • Dividends compounded and paid monthly
  • Tap-to-pay debit card with EMV chip for enhanced security
  • $5 monthly fee if balance falls below $500
A+ Spirit Checking
Free checking account earns you unlimited cash back on every A+ debit card purchase while matching cash rewards also benefits one of our partner schools.*
  • No monthly fee and $1 to open
  • Earn 5¢ on each of your A+ debit card purchases plus 5¢ matching will be donated to the A+ partner school you select
  • Cash back deposited monthly to your A+ savings account
  • #1 rated mobile app for banking on the go
  • Tap-to-pay debit card customized for your selected school
  • Support Manor ISD with a school spirit debit card—click Add a Card during the account opening process