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In order to get started, select an account that works for you.

Save to Win® Certificate

Special certificate where you earn entries to win prizes from $25 to $5,000 just by saving regularly.

Minimum balance $25 and 12-month term
Currently offering high-yield dividend of 4.23% APY*†
Monthly and quarterly national and A+FCU cash prize drawings
Easy to add to your savings during the 12-month term
Every $25 increase in month-over-month balance earns one entry into prize drawings
Limit 100 entries per month and 300 per quarter

StartUP Certificate

Our most popular share certificate to kick start your savings with high-yield dividends and flexibility to add funds throughout the year.

Low initial investment with $10 minimum balance
High yield of 5.00% APY*†
12-month term
Easy to add money during the term (up to $1,000)

Share Certificates

Put your money to work and grow your savings with a high-yield share certificate. With terms from 6 to 60 months and $1,000 minimum balance, select the option that works best for you.

Plus Advantage Certificates

Save smarter by investing in a high-yield account that allows a special one-time increase in your dividend rate. With terms from 12 to 60 months and $1,000 minimum balance, select the option that works best for you with the confidence that you can boost your rate if rates increase during your term.

19-Month New Money Advantage Certificate

Special 19-month promotional certificate offering a competitive dividend rate with money new to A+FCU.

Currently offering 4.50% APY*†
$1,000 minimum balance, $1,000,000 maximum balance allowed across all New Money Advantage Certificates
Automatic renewal on maturity for an 18-month term

37-Month New Money Advantage Certificate

Special 37-month promotional certificate offering a competitive dividend rate with money new to A+FCU.

Currently offering 4.00% APY*†
$1,000 minimum balance, $1,000,000 maximum balance allowed across all New Money Advantage Certificates
Automatic renewal on maturity for a 36-month term