A+ Federal Credit Union

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StartUP Certificate
Our most popular share certificate to kick start your savings with high-yield dividends and flexibility to add funds throughout the year.
  • Low initial investment with $10 minimum balance
  • High yield of 5.00% APY*†
  • 12-month term
  • Easy to add money during the term (up to $1,000)
Share Certificates
Put your money to work and grow your savings with a high-yield share certificate. With terms from 6 to 60 months and $1,000 minimum balance, select the option that works best for you.

6 Month Certificate 3.76% APY*†
Plus Advantage Certificates
Save smarter by investing in a high-yield account that allows a special one-time increase in your dividend rate. With terms from 12 to 60 months and $1,000 minimum balance, select the option that works best for you with the confidence that you can boost your rate if rates increase during your term.

Plus Advantage 12 Certificate 3.82% APY*†
19-Month New Money Advantage Certificate
Special 19-month promotional certificate offering a competitive dividend rate with money new to A+FCU.
  • Currently offering 4.10% APY*†
  • $1,000 minimum balance, $1,000,000 maximum balance allowed across all New Money Advantage Certificates
  • Automatic renewal on maturity for an 18-month term
37-Month New Money Advantage Certificate
Special 37-month promotional certificate offering a competitive dividend rate with money new to A+FCU.
  • Currently offering 3.90% APY*†
  • $1,000 minimum balance, $1,000,000 maximum balance allowed across all New Money Advantage Certificates
  • Automatic renewal on maturity for a 36-month term