Let's get going!

In order to get started, select an account that works for you.

Cash-Back Checking

This free checking account is our most popular! Earn unlimited cash back on all your A+ debit card purchases.*

No monthly fee and $1 to open
Earn 10¢ for signature and 5¢ for PIN-based A+ debit card purchases
Cash back deposited monthly to your A+ savings account
Top-rated mobile app for banking on the go

Value Checking

Basic free checking account designed for first-time banking members.

No minimum balance and $1 to open
No monthly fees
Top-rated mobile app for banking on the go
Debit card with EMV chip for enhanced security

A+ Checking

Our checking account that pays you dividends, just keep a minimum balance in your account.

$500 minimum balance to earn dividends, currently offering 0.05% APY*†
Dividends compounded and paid monthly
Debit card with EMV chip for enhanced security
$5 monthly fee if balance falls below $500

StartUP Certificate

Our most popular share certificate to kick start your savings with high-yield dividends and flexibility to add funds throughout the year.

Low initial investment with $10 minimum balance
High yield of 5.00% APY*†
12-month term
Easy to add money during the term (up to $1,000)

Share Certificates

Put your money to work and grow your savings with a high-yield share certificate. With terms from 6 to 60 months and $1,000 minimum balance, select the option that works best for you.

19-Month New Money Advantage Certificate

Special 19-month promotional certificate offering a competitive dividend rate with money new to A+FCU.

Currently offering 4.10% APY*†
$1,000 minimum balance, $1,000,000 maximum balance allowed across all New Money Advantage Certificates
Automatic renewal on maturity for an 18-month term

37-Month New Money Advantage Certificate

Special 37-month promotional certificate offering a competitive dividend rate with money new to A+FCU.

Currently offering 3.95% APY*†
$1,000 minimum balance, $1,000,000 maximum balance allowed across all New Money Advantage Certificates
Automatic renewal on maturity for a 36-month term

Membership Savings

Our user-friendly savings account used to establish your membership with A+FCU.

Only $10 to open
$0 minimum balance to earn dividends, currently at 0.10% APY*†
Dividends are compounded and paid monthly
No monthly fees

Regular Savings

Designed for members who want an additional savings account for their savings needs.

Only $10 to open and no monthly fees
$0 minimum balance to earn dividends, currently at 0.10% APY*†
Dividends are compounded and paid monthly
Great account for reaching a specific savings goal

Tiered Money Market

The A+ account offering saving tiers so you earn higher dividends the more you save.

Earn dividends up to 0.70% APY*† for savings of $250,000 and above.

Available Tier Levels:

Tier 1: $2,500 – $24,999.99 at 0.35% APY*†
Tier 2: $25,000 – $49,999.99 at 0.60% APY*†
Tier 3: $50,000 – $99,999.99 at 0.60% APY*†
Tier 4: $100,000 – $249,999.99 at 0.70% APY*†
Tier 5: $250,000+ at 0.70% APY*†

Features:

$1 to open and $0 monthly fees
$2,500 minimum to earn dividends, starting at 0.35% APY*†
Save more to earn more by reaching higher tier levels
Dividends are compounded and paid monthly
Highest tier currently offering 0.70% APY*†